Terry was a striker, from Halifax, he was on trial at SJP at the start of the 1991 pre-season, but was released at the end of July.

Terry began his career at Liverpool in the youth team, but he did not make a first team appearance at Anfield and left Liverpool for Halifax Town in 1987. He went on to score 29 goals in 93 appearances for Halifax Town.

In 1991, after leaving Exeter, he signed for Crewe Alexandra, scoring once in six league appearances for Crewe.
He left Crewe after one season  joining Fleetwood and Barrow before joining Nantwich Town in March 1994. He then served Marine, Burscough, Ashton United, Caernarfon Town and Bangor City.

He became Academy Director at Crewe Alexandra, in 1992 and spent 14 years as a youth coach at the club before joining the Academy Staff of Blackburn Rovers in 2006.

He later managed the Blackburn Rovers Youth team that reached the 2012 FA Youths Cup Final. In January 2012, he was appointed caretaker assistant manager to Gary Bowyer at Blackburn. He was re-appointed assistant manager from June 2013 to 2015.

In 2016, he followed Gary Bowyer to Blackpool.
He was appointed caretaker manager of Blackpool in August 2018, a month later he was appointed Manager, resigning as Blackpool manager in July 2019.